cMoney developed over the last (5) five years with global proprietary filings in place for some (3) three years now. The concept started as a result of  founder, Jennifer Pharris, searching for an easier way to send and receive money while at college. 

The challenge with bank wires, money transfer agents, exorbitant fees, paperwork and travel to and from various locations to send and receive money provided her with a vision of a mobile ecosystem.

Today, cMoney connects the services of money transfer, point of sale purchase, online purchases, and account-to-account transfers through an application on your mobile phone.  cMoney gives consumers the ability to send and receive money from cell to cell, make POS transactions, pay for goods online, and has a customized ATM that will give the unbanked consumers the ability to take part in banking services.

With cMoney, your wallet and your financial services, become mobile.